Credit card fraud is one of the most common forms of criminal fraud. This is perhaps because it seems a trivial matter to many, and its accessible nature in terms of criminality. Just because it’s common doesn’t make it less serious a crime. Credit card fraud is a serious crime, and being charged with related offences is a matter that requires expert legal advice. If you’ve been charged with credit card fraud, or think that you might be charged in the near future, reach out to our experienced legal team at the soonest opportunity available for professional legal assistance.
What is credit card fraud?
Credit card fraud refers to a diverse array of offences, ranging from small, single cases of credit card fraud to fraud on a massive scale, with multiple parties involved in the defrauding of large quantities of money. Most of these crimes will be covered under the Fraud Act 2006, although they can also be covered by the theft act 1968. A few different examples of crimes that constitute credit card fraud are:
- Internet credit card fraud: A crime where false sites are created online that don’t sell a product, and instead gather credit card data to be used for later fraudulent transactions.
- Skimming: Skimming includes the use of a device to gather credit card data, often in a shop or at a cash machine. That data is then later used to defraud the owner of the card.
- False credit card applications: This consists of using false and illegally obtained details to apply for a credit card fraudulently. It’s often combined with some form of identity theft.
Sentencing for credit card fraud
Sentencing for credit card fraud varies massively depending on how severe the specific case is. If the case is severe enough to go to court, sentences will often be between 4-5 years, with a maximum sentence of 10 years imprisonment. Which sentence you receive will depend on a number of variables; these include your past criminal record, how much money was gained or caused to be lost via the fraud, and how large a conspiracy the fraud consisted of.
What credit card fraud solicitors can do to help
While credit card fraud is a serious crime with potentially serious legal repercussions, a solid legal defence can make a massive difference to the outcome of the investigation and trial. Our legal team can help you:
- Prepare for your interview under caution and be present during the interview to give further advice
- Help apply for bail, if necessary
- Ensure that the law is applied in a fair and just manner, throughout the investigation and trial
- Help you with your trial preparation and represent you in court
- Help you with any appeals, if necessary
If you’re not sure whether you’ll be able to afford our services, you may be entitled to legal aid from the government. Our solicitors will be able to further advise you on the subject, helping you to ascertain your eligibility and then apply for it if you’re entitled.
Ashcott Solicitors – Here to represent you
If you’ve been charged with credit card fraud and require urgent legal advice, call us now on 0161 234 0020 (Manchester) /0203 053 8625 (London) / 07956 555979 (24 hour).
You can also contact us via our contact form and we will respond to you as soon as possible.
